Here is a subject that never gets old: Credit!! I use it in real estate, and I’ve worked really hard to get out of personal debt, and its something that touches every single one of us. This is a wake up call for new real estate investors, or others looking to get into real estate investing. Getting out of debt involves a level of financial intent and discipline that is needed not only in managing personal debt, but managing real estate investments as well. Learning the ability to maximize current cash intakes (paychecks, regular income) to obtain a financial goal is the came if you are eliminating credit card debt or investing money in a rental property. I’ll also discuss how being in credit card debt not only eats whatever returns you may have, as well as lead you to make emotional business decisions when you should have a clear head.

And dont forget: Interest paid on credit card/debt for real estate investing is tax deductible: not the case for your personal use!

17 Comments

  1. osama omer-
    November 20, 2013 at 1:40 pm
  2. to chuc su kien-
    December 24, 2013 at 10:08 am
  3. Mochileros-
    January 20, 2014 at 1:58 pm

    I’ve been here today !

  4. AffordableREI-
    February 4, 2014 at 10:53 pm
  5. U Jones-
    February 5, 2014 at 1:40 pm

    Love your bigger pockets podcast!

  6. Al Preneur-
    February 23, 2014 at 9:16 pm

    You’re an inspiration. Lots of good information. Thanks

  7. Al Preneur-
    February 23, 2014 at 9:16 pm

    You’re an inspiration. Lots of good information. Thanks

  8. Frankelmind1-
    March 13, 2014 at 1:55 am

    I am happy i found your channel because you really go internal with it. I
    totally agree with your strategy about Good dept and bad dept. Me
    personally i am doing exactly what you saying on this post. Taking care of
    my personally finances/dept first and then jump start my real estate
    career.

  9. Frankelmind1-
    March 13, 2014 at 2:04 am

    And one more thing, the individuals out there who are facing financial
    difficulties like i was. I took a online class called “WHERE DOES MY MONEY
    GO” its a personal development course. Its change me “In order for your
    surroundings to change you must change first” Life is Good

  10. tonya elmore-
    March 20, 2014 at 11:12 am

    Hi, I want to know your opinion on an issue. I have a few grand in savings,
    which I’ll use to purchase my first property. I currently owe 1800 on a
    credit card. Should I take the money from savings to pay it off or just
    double up on payments until the balance is 0? This is the only card that I
    have a balance on and I rarely, if ever, use it. Thanks!!!

  11. Jimmie sanford-
    April 5, 2014 at 9:47 am

    Lisa Phillips gives me hope in real estate this month Igoing to the bank to
    see what I can do to straighten my credit so I can start by real estate I
    watch her videos YouTube videos over and over and over

  12. Lionel McCrory-
    May 10, 2014 at 9:27 pm

    Love your videos! I wanted to ask how would I get access to lines of credit
    to help fund my renovations?

  13. Marcus Alexander-
    June 18, 2014 at 4:52 pm

    Respect

  14. Hermilo Garcia-
    December 20, 2014 at 2:44 am

    Thank you so much for your videos! They are of great help 🙂

    I am a recent college graduate interested in real estate investment, but
    like many college grads I have some college loans that I am paying right
    now.

    I know you talk about credit card debt in this video, but I was wondering
    if you think I should pay my college debt before investing in my first
    property, or is there a way that I can do both at the same time.

    I really appreciate your help. Keep those videos coming!

    -Hermilo

  15. joseph astley-
    December 20, 2014 at 5:25 pm

    Better than the original

  16. AngeloandAset Brathwaite-
    December 28, 2014 at 7:59 pm

    I am so loving these videos sis!!

  17. Stacy Serrano-
    March 18, 2015 at 10:34 am

    Love it!